I need help with Medical Collections ? Debt Relief Mag

I didn?t see a separate medical collection area, so I figure I will post here. My husband hurt his ankle back in 2007. We thought everything was taken care of, fast forward to May, I am pulling credit reports and I see an account in collections for $2000 for a medical bill. I call the Dr?s office, find out the date, and what it was for, I call the insurance company, they had to dig through archives, took two months. They found the problem, the dr.?s office didn?t originally give an onset date. So we call the dr.?s office and ask them to resubmit the bill, they do. I called the insurance company yesterday and they basically said "too bad so sad" they won?t pay the bill. Now I am stuck with this huge bill that should have been paid, also it?s almost 6 years old. I was going to offer to settle with the CA, but i recently read that I should send a letter to the credit reporting agencies (equinox, experian and transition) to have them verify and go from there. I called the DR office to see if I can pay them, and they can take it out of collections, but they said it?s not a CA they really deal with anymore and my best bet is to just pay the CA. Any help is greatly appreciated! I really need to get this taken care of and I have no idea where to start!!
Source: creditinfocenter.com

Video: Debt Help ? Unbiased Debt Advice From Damon Day

A Bankruptcy Attorney Helps People Get Out of Debt

A bankruptcy attorney is a person that offers aid and legal counsel for people that are trapped in debt. Engaging in debt issues is not hard to do. It can occur so quickly, and if you are not organized, it can destroy your entire financial world. Getting out of debt is really a very hard action to take. There are numerous possibilities in regards to getting out of debt. A debt consolidation strategy can be selected by you if you want. This is an idea that is offered by several businesses. It?s made to help you by combining all of your debts into one payment per month. The organization that handles this can work with creditors to make deals with them. They will take your fee every month and will use it to cover various bills. The trouble with this kind of plan is that you need to still pay the debt. You?re also required to pay fees to the organization for handling this for you, and it can still take years to get out of debt.A bankruptcy lawyer can help you in a different way. He can explain the different types of bankruptcies that you can record, and what the advantages and drawbacks are of each. One of these is named Chapter 7. This is liquidation that is needed by a process. During this treatment, everything you possess should be sold. The profits earned from the revenue are accustomed to pay off the debts you owe, starting with your secured debts. After these are paid, some of your unsecured debts are also paid. This is a good option if you do not have large resources that you desire to hold. Under Chapter 7, you?ll not be able to maintain your home, vehicles or any other large objects. After this occurs, any unpaid obligations could be forgiven. This means that you?ll be completely debt free.The different popular option is Chapter 13. This may be known as the settlement plan selection. This is the decision your lawyer might advocate when you have a property or a car that you desire to keep. The benefits of this are numerous. For one thing, you can keep your house or car. The next huge benefit is that your unsecured debts usually are understood. This option is chosen because of the huge benefits. Your home will be still maintained by you, but you?ll be debt free from all of your other bills.If you require advice about your financial predicament, contact a bankruptcy lawyer. It is possible to generally speak to one for a free consultation session. With this appointment, you can understand the many choices you have, and you can get guidance that is appropriate for you and your position. This could be the sole way you?ll ever become debt free. You will never know when that is appropriate for you until you call and make an appointment. Make sure you choose legal counsel that is extremely knowledgeable in these laws and that?s experienced.
Source: realbizzy.com

Debt relief programs ? Your helping hand to reduce the debt burden

Debt settlement ? Do you have excessive credit card debts? Has your financial condition deteriorated due to which you cannot manage the payments on time? If yes, then debt settlement can help you pay off debt that you may have accumulated. Your outstanding balance gets reduced than what you owe actually in a debt settlement program. This makes it easier for you to make the debt payments. When you sign up with this program, the debt expert assesses your finances keeping in mind your income and expenses. It is he who negotiates with your creditors and requests them to cut down the outstanding balance to as much as possible. Although the creditors may not agree to accept the reduced payment initially, they will agree to it once they realize that you will not be able to make the full payment. You make the payment to the settlement company and when the amount gets collected, the company distributes it amongst your creditors. Thus, debt settlement enables you to manage your debts even in financial crisis. You will be able to eliminate your debt worries with ease.
Source: lendingleaves.com

101 Money Saving Tips to Help Reduce Debt and Build Wealth (Volume 1 Money Saving Tips to Help Reduce Debt and Build Wealth (Volume 1) 101

101 Money Saving Tips to Help Reduce Debt and Build Wealth was created to help the 95% of the population that is retiring broke find more money to use to get out of debt before it?s too late. Approximately only 5% of the world?s population can retire financially secure. I created this book to help individuals apply simple techniques to find money that may be leaking out of their lives without them knowing it. It only takes a mind shift and dedication to a simple plan to get out of debt as quickly as possible. The earlier you decide to start this system the more money you may be able to accumulate in your lifetime. Start today to take your life back and achieve financial prosperity and a stress free life. Stay tune to the next book in this series where I will go into more detail as to how to get out of debt using your new found money.
Source: hrgoweb.org

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Tags: bankruptcy attorney, bill, medical collection, medical collections, office

Source: http://debtreliefmag.com/i-need-help-with-medical-collections/

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